Personal Injury funding
A client guide to funding our claim
Free Interview
For all our Personal Injury Clients, we offer the first interview on a free no obligation basis. We can build a view of your case and advise you about the different funding options. These include:
“No Win, No Fee” Agreements (Conditional Fee Agreement)
We may be able to assist with your claim on the basis of a Conditional Fee Agreement. This is more commonly known as a “No Win, No Fee” Agreement. If your case is unsuccessful then you are not responsible for our costs and if you win your case the Defendant pays the great majority of your costs.
We will provide you with a “No Win, No Fee” Agreement which sets out the terms of the Agreement between us. It will include details of any arrangement for the funding of disbursements, the details of the success fee (payable by the Defendant) and details of your associated Conditional Fee Insurance.
We are always happy to discuss the terms of the “No Win, No Fee” Agreement with you.
Conditional Fee Insurance
If your case was unsuccessful then there is a risk that you could have to pay the Defendants legal costs and your own disbursements. For this reason the popular term “No Win, No Fee” can be somewhat misleading.
We aim to avoid that risk for you by advising and arranging for you to take our “Conditional Fee Insurance”. If your case was unsuccessful then Insurer would then pay for the Defendants costs and disbursements. It would also pay for your own disbursements. “Disbursements” are payments to others who help you with your claim, such as medical experts.
If you would like to be considered for a “No Win, No Fee” Agreement then we will happily Risk Assessment your case. The success fee will also be assessed.
Legal Expenses Insurance may already be in force
Many of our clients already have the benefit of legal expenses insurance. Most motor insurance policies include legal expenses insurance; as do some buildings, home contents and holiday insurance policies. Some credit cards and even bank accounts also have legal expenses insurance. You might be covered on someone else’s insurance, such as a relative or the driver of the car.
Membership of an organisation such as the AA may include the benefit of legal expenses insurance.
If you believe that you have any kind of legal expenses insurance, then please tell us and we can contact your insurer to determine if they will be prepared to meet the legal costs for your PI claim.
Sometimes insurers will tell you to use their own nominated panel solicitors. This may not be convenient for you or provide the level of service you would like. There is also the fact that under European Regulations you have freedom of choice of Solicitor. However, if you talk to us about this we can usually make arrangements with the Insurers which allow us to act on your behalf under your Legal Expenses Insurance.
Assistance from Trade Unions, Trade Organisations or other Associations
If you are a member of any of the above you may be eligible for financial assistance with your claim. If this is the case, please discuss this with us and provide us with the appropriate details. We will probably be able to act on your behalf as your nominated solicitor.
Legal Aid
Public Funding is only available in exceptional cases. We shall advise you if Public Funding is appropriate for your Personal Injury Claim.
Pay as you go
Please ask us for details about paying on the traditional “Private Basis”. We have a range of different charging rates which is dependent upon the level of expertise you require.
What Thomas Dunton can do for you
We have a team of specialist Personal Injury Lawyers who take pride in giving straightforward legal advice.
We will do our best to advise you and to ensure that everything proceeds as smoothly as possible. Do not at any time be afraid to ask questions. We will give you the clearest information possible about costs and keep you updated as your cases progresses.
