For all our Personal Injury Clients, we offer the first interview on a free no obligation basis. We can build a view of your case and advise you about the different funding options. These include:
“No Win, No Fee” Agreements (Conditional Fee Agreement)
We may be able to assist with your claim on the basis of a Conditional Fee Agreement. This is more commonly known as “No Win, No Fee”. If your case is unsuccessful then you are not responsible for our costs and if you win your case the Defendant pays most of your costs.
We will provide you with a “No Win, No Fee” Agreement which sets out the terms of the Agreement between us. It will include details of any arrangement for the funding of disbursements, the details of the success fee, if any, (payable by yourself) and details of your associated Conditional Fee Insurance. We are always happy to discuss the terms of the “No Win, No Fee” Agreement with you.
It is important to remember that there are no upfront charges and that should you lose the case, by taking out Conditional Fee Insurance (which you do not pay for), you will not be liable for any costs.
Conditional Fee Insurance
If your case were unsuccessful then there is a risk that you could have to pay the Defendant’s legal costs and your own disbursements. For this reason the popular term “No Win, No Fee” can be somewhat misleading.
We aim to avoid that risk for you by advising and arranging for you to take out “Conditional Fee Insurance”. If your case were unsuccessful then the Insurer would pay for the Defendant’s costs in defined circumstances and disbursements. It would also pay for your own disbursements. “Disbursements” are payments to others who help you with your claim, such as medical experts. If you would like to be considered for a “No Win, No Fee” Agreement then we will happily Risk Assess your case.
Legal Expenses Insurance may already be in force
Many of our clients already have the benefit of legal expenses insurance. Most motor insurance policies include legal expenses insurance; as do some buildings, home contents and holiday insurance policies. Some credit cards and even bank accounts also have legal expenses insurance. You might be covered on someone else’s insurance, such as a relative or the driver of the car.
Membership of an organisation such as the AA may include the benefit of legal expenses insurance.
If you believe that you have any kind of legal expenses insurance, then please tell us and we can contact your insurer to determine if they will be prepared to meet the legal costs for your PI claim. Sometimes insurers will tell you to use their own nominated panel of lawyers. This may not be convenient for you or provide the level of service you would like.
Under European Regulations you have freedom of choice of Solicitor. However, if you talk to us about this we can usually make arrangements with the Insurers which allow us to act on your behalf under your Legal Expenses Insurance.
Assistance from Trade Unions, Trade Organisations or other Associations
If you are a member of any of the above you may be eligible for financial assistance with your claim. If this is the case, please discuss this with us and provide us with the appropriate details. We will probably be able to act on your behalf as your nominated lawyer.
Public Funding is only available in exceptional cases. We shall advise you if Public Funding is appropriate for your Personal Injury Claim.
Thomas Dunton are accredited to carry out publicly funded work – Legal Aid – in specific circumstances. These may include such areas of law as:
- Family and Child Care;
- and, in limited circumstances, Personal Injury.
Eligibility is subject to two tests: a means test; and a merits test. We can assess whether you might be eligible over the telephone depending on your income and assets.
Pay as you go
Please ask us for details about paying on the traditional “Private Basis”. We have a range of different charging rates which is dependent upon the level of expertise you require.
Please note that whilst we are able to accept payment by debit card, payment by credit card will only be accepted at our exclusive discretion, in the most exceptional circumstances, given the additional charges that incur.